Free Case Review
Loading…
Free Case Review
The federal consumer-protection claims our attorneys handle every day. If any of these are happening to you, you have rights — and we enforce them at no out-of-pocket cost.
The Fair Debt Collection Practices Act is a federal law that tells third-party debt collectors what they cannot do. If a collector has broken any of these rules, you may be entitled to statutory damages (up to $1,000), plus actual damages, plus attorneys’ fees paid by the collector.
The Fair Credit Reporting Act makes Experian, Equifax, TransUnion, and the furnishers who report to them responsible for the accuracy of your file. When they get it wrong and refuse to fix it after you dispute, you can sue for damages — and many furnishers / bureaus settle quickly once counsel is involved.
Someone else ran up debts in your name? Accounts opened with your Social Security number? The FCRA gives you a legal path to clean your file and hold the bureaus / furnishers accountable when they don’t honor the identity-theft dispute process correctly.
The Telephone Consumer Protection Act bars companies from robocalling or robo-texting your cell phone without prior express consent. Violators owe $500–$1,500 per call or text. If your phone rings nonstop with spam calls or your inbox is full of automated debt-collection texts, there’s a claim here.
Served with a lawsuit over a debt? Don’t ignore it — default judgments turn into wage garnishment fast. We evaluate whether the plaintiff actually owns the debt, whether the statute of limitations has run, and whether any FDCPA / FCRA counterclaims exist.
You disputed an error and the bureau rubber-stamped the original furnisher? That’s a separate FCRA claim on top of the underlying inaccuracy. Bureaus are required to conduct a “reasonable reinvestigation.” When they don’t, you’re entitled to damages.