Federal Law Already Protects You. We Make It Work.
Congress passed the Fair Debt Collection Practices Act in 1977 and the Fair Credit Reporting Act in 1970. On paper, consumers have powerful rights: no harassment from collectors, accurate credit files, statutory damages when either is violated. In practice, collectors keep calling and bureaus keep rubber-stamping errors — because most consumers never hear back when they send a dispute letter on their own.
Premier Consumer Rights exists to change that outcome. Our attorneys review your facts, confirm whether the law has been broken, and — when a claim is viable — enforce it. Collectors who broke the FDCPA owe you money. Bureaus that failed to investigate a dispute owe you money. We make sure they pay it.
You never pay out of pocket. Fee-shifting provisions in both statutes require the defendant to pay our fees when you prevail, and we take cases on contingency. If we don’t recover for you, you owe us nothing.